Meet
HomePerk
Unlock the Power of Employer-Assisted Housing
HomePerk is your partner in creating a robust Employer-Assisted Housing (EAH) program that benefits both your company and your employees. Our innovative off-the-shelf down payment assistance solution helps your workforce achieve the dream of homeownership while boosting your recruitment and retention efforts.
Unlock the Power of Employer-Assisted Housing
HomePerk is your partner in creating a robust Employer-Assisted Housing (EAH) program that benefits both your company and your employees. Our innovative off-the-shelf down payment assistance solution helps your workforce achieve the dream of homeownership while boosting your recruitment and retention efforts.
For Employers
At HomePerk, we collaborate with government and corporate entities to provide down payment assistance and make homeownership accessible-proven to attract and retain driven professionals.
For Employees
Our approach addresses the biggest barrier to entry to homeownership which is the downpayment and closing costs, by providing financial support to employees.
Our Story
Our mission was born out of necessity. Our founder, Josh Kaplan was one of the top loan officers in the mortgage industry and helped thousands of people achieve the dream of homeownership. At the same time he watched tens of thousands of qualified individuals and dreamers get their offers denied, struggle to close and maybe not close at all. This was all due to one problem, these people that wanted to buy a home for themselves or their family, while being credit-worthy, weren’t sitting on a pile of money. When the majority of the country lives paycheck to paycheck, the idea that the average person has an extra ten, twenty, thirty thousand dollars laying around is far-fetched but yet its the expectation that the system is built on.
Benefits of
Homeownership
"74% of American adults view homeownership as the top hallmark of achieving the American Dream"
NY Times
“Down payment and closing costs are often the single greatest barrier to homeownership"
US Dept. of Housing
“1 in 3 employees would prefer a housing benefit over a pay raise and 28% of employees would be willing to change their job for a housing benefit”
Risk Strategies
Why Choose HomePerk?
Low Lift, Low Cost, Big Reward
HomePerk is a low cost and off the shelf solution, so there is virtually no lift or resources required to launch.
01
Boost Employee Retention:
Cut turnover rates in half and save on recruitment costs by incentivizing long-term commitment.
02
Attract Top
Talent:
Attract Top Talent:
Stand out in a competitive job market by offering a unique and valuable benefit.
03
Enhance Company Culture:
Show your employees you care about their financial well-being and quality of life outside the workplace.
04
Community Investment:
a comprehensive program
Collaborative, Customized Program Design:
We work with you to create an EAH program that is easily implemented and branded to your organization.
Employee Education:
We provide comprehensive homebuyer counseling and education to ensure your employees are prepared for homeownership.
Financial Assistance:
Offer 0% interest* financing to help employees with down payments and closing costs.
Ongoing Support:
Our team provides continuous support to both employers and employees throughout the home buying process.
Here's what our satisfied
customers are saying...
More and more best-to-work-for companies are offering HomePerk as an employee benefit
*Down payment assistance offered pursuant to your employer’s down payment assistance benefit plan and is accomplished through an unsecured down payment assistance loan. The down payment assistance loans may be provided by CharlieMike Financial, Inc. or other partner banks or credit unions. Certain restrictions apply. Subject to borrower qualification and subject to obtaining a mortgage from an eligible mortgage partner.
$0 down is based on obtaining a mortgage for 97% of the purchase price of your home from an eligible mortgage partner and funding the other 3% of the purchase price with a down payment assistance loan. The down payment assistance loan has a term of 60 months and the borrower experiences an interest rate of 0% (actual note rate 12%), assuming all principal payments are made when due by the borrower, as the result of the rate being permanently bought down. Buydown funds may not be redeemed for cash or credit and are nontransferable. The monthly payment on a $10,000 loan at 0% interest for a 60-month term is $166.67. Subject to certain conditions.